Scams

Types of scams, and how to spot them.

Scams using a brand's name promise something, a reward, a refund, a bargain or a return, and take money or card details in exchange. Here's what they look like, where they run and how organizations get them taken down.

Anatomy of a rewards scamExample
S

Solstice Pay Rewards Text message · 9:42 pm

Hi Sam, your 84,000 points expire at midnight1. Swap them for a $500 gift card2 before they're gone: solsticepay-rewards.top/claim3

Claim your $500 gift card

84,000 points selected · Card ready to send

Just pay $1.95 shipping to receive it4

Pay $1.95
  1. 1
    A deadline tonightPoints don't vanish at midnight. The rush is there to stop people checking.
  2. 2
    A prize that's too generousFar more than the points are worth, so it feels like a win.
  3. 3
    Not the brand's addressThe real site is solsticepay.com. This one borrows the name on a cheap ending.
  4. 4
    The small fee$1.95 feels harmless. The card details are what they're after.

Tap a numbered part of the message to see what it means.

What is a scam?

A promise made in your name.

A scam persuades people to hand over money or personal details for something that doesn't exist, like a reward, a refund, a bargain, a job or a return on an investment. Many borrow a trusted brand's name, because people act faster when an offer seems to come from a company they already use.

84,000 points$500 gift card
Travel wallet $89$19 today
01

Bait

A tempting offer is built.

Reward swaps, clearance sales, refunds and investment returns, all dressed in a brand's logo, colours and wording so they look official.

AdSolstice Pay Rewards · Sponsored
SMSYour points expire tonight
fSolstice Pay Deals AU
02

Reach

It finds people where they are.

Ads, texts, social posts and search results put the offer in front of customers, often in many places at once.

Offer ends in02:59:41
Pay $1.95 shipping
03

Hook

A deadline and a small ask.

A countdown or "only 3 left" stops people checking. Then comes a fee small enough to feel harmless: shipping, processing or verification.

Card ending 4417$1.95 · "Shipping"
Card ending 4417$89.00 · "Monthly membership"
04

Cash out

Money and details change hands.

The card is charged again, the goods never arrive or the details are sold on. Customers come to you for help, and the site moves to a new address.

Types of scams

Eight scams that borrow a brand's name.

Most campaigns use more than one. A scam ad leads to a fake rewards page, which leads to a fake checkout. Pick one to see how it works.

Solstice Pay Rewards

Your 84,000 points expire at midnight. Swap them for flights or a $500 gift card: solsticepay-rewards.top

Only 3 hours left. Reply STOP to opt out.

Fake rewards and points offers

Messages and pages that tell members their points are about to expire, then offer a swap that's too good to miss.

How it works: a text, email or ad links to a copy of the rewards page. Members pick a prize, then pay a small fee or enter their card and login details to claim it. Loyalty programmes are popular targets because points feel like free money.

Watch forPoints expiring tonightPrizes worth far more than the pointsA fee to claim
Scam Protection →
S
Solstice Pay RewardsSponsored
$500gift card for 100 customers

To celebrate 10 years, answer 3 quick questions and claim your gift card. Just cover $1.95 shipping.

Gift card and prize scams

Surveys, giveaways and anniversary prizes that promise a gift card, then charge a fee or take card details to send it.

How it works: a few quick questions make the prize feel earned. The "shipping" charge is small, but the card is often signed up to repeat payments, or the details are used elsewhere. Some versions ask the customer to pay with gift cards instead.

Watch forSurveys with a prizeShipping for a free giftPay with gift cards
Scam Protection →
solsticepay-store.shop/sale
Solstice Pay travel wallet$89.00 $19.00Clearance · 3 leftBuy now

Fake shops

Online stores using a brand's name, products and photos to sell goods that are fake or never arrive.

How it works: the shop is built from a template in minutes and priced well below the real thing. Ads and social posts send traffic until it's reported, then it reopens on a new domain, often in batches for different countries.

Watch forHuge discounts.shop and other new endingsClearance or closing down
Scam Protection →
Jess M@SolsticePay still waiting on my refund, 2 weeks now!!
Solstice Pay Help @SolsticePay_Help24Sorry Jess! Our refunds team can release it today. Message us on WhatsApp to verify your card.

Fake support and refund scams

Fake support accounts and helplines that promise to fix a problem or release a refund, for a fee or a card number.

How it works: they reply to public complaints or pay for ads above the real support line. The customer is moved to a private chat or call, then asked to verify their card, pay a release fee or install a remote access app.

Watch forReplies to complaintsMoving to WhatsAppA fee to release a refund
Social Media Protection →
S
Solstice Pay Invest VIPWhatsApp group · 312 members
Members earned 3% a day this week with our new trading account. Deposit from $250 and withdraw any time.

Investment and crypto scams

Fake trading platforms, tokens and chat groups that use a known brand, or a famous face, to promise high and guaranteed returns.

How it works: an ad or fake news article leads to a group or platform showing big gains. Early withdrawals may work to build trust. Larger deposits get stuck behind "taxes" or "release fees" until the site disappears.

Watch forGuaranteed returnsChat groupsFees to withdraw
Scam Protection →
R
Riley, Talent at Solstice PayTelegram · new contact
Hi! Flexible remote role rating our app, $45 an hour. Top up your task account with $60 to unlock today's tasks.

Job and task scams

Fake recruiters and "task" jobs that use a company's name to reach job seekers, then ask them to pay in.

How it works: the first tasks pay out small amounts. Then the worker is told to top up an account, buy equipment or pay a fee to unlock bigger earnings, which never come.

Watch forUnsolicited job offersPaying to workChat app interviews
Executive Impersonation Protection →
solstice pay rewards sale
SponsoredSolstice Pay Rewards | Up to 80% Off Todaysolsticepay-deals.shop
Rewards | Solstice Paysolsticepay.com

Scam ads

Paid search and social ads that use a brand's name to put a fake shop, offer or helpline above the real one.

How it works: the ad shows reviewers a harmless page and real visitors the scam. It reaches people who are already searching for the brand, so they're ready to trust what they find.

Watch forSponsored resultsOdd domain under the titleDiscounts that seem unreal
Ad Fraud Protection →
solsticepay-checkout.cc/pay
Complete your paymentOrder #48213 · Solstice Pay
Card numberMM / YYCVV
Pay $249.00

Fake payment pages

Checkout and invoice pages that copy a brand's payment screen to collect card details or redirect a payment.

How it works: a link in a message, ad or fake shop leads to a checkout that looks real. The payment goes to the scammer, and the card details are kept for later. Fake invoices do the same for business payments.

Watch forUnexpected invoicesCheckout on another domainChanged bank details
Scam Protection →

In the data

What scams using a brand look like right now.

Patterns from the scam websites we handled for our clients in the first half of 2026.

98%

of the scam sites we pursued were confirmed taken down

81%

weren't on .com, so watching one ending misses most of them

67%

offered points, rewards or gift cards

27%

were built to open only on a phone, to hide from desktop checks

What the scams offered

  • Points, rewards and gift cardssolsticepay-rewards.top67%
  • Fake shopssolsticepay-store.shop22%
  • Crypto and betting bonusessolsticepay-bonus.me6%
  • Jobs and othersolsticepay-careers.cc5%

The most common endings were .top (22%), .com (19%) and .shop (16%), with the rest spread across dozens of others.

Source: Unphish scam cases opened January to June 2026, covering fake rewards and gift card sites, fake shops, fraud campaigns, investment, betting and job scams. Example names are illustrative. Figures are rounded.

Why brands are used

Scammers borrow trust they couldn't build.

People check less when an offer seems to come from a company they already use. That's why scams copy the brands customers know best, and why the damage lands on those brands too.

01

Customers lose money

Fees for prizes that never come, shops that never deliver and cards charged again and again.

02

Your team takes the calls

Scammed customers contact your real support team, ask for refunds and leave reviews about a scam you didn't run.

03

Real offers stop working

Once customers have been burned by a fake reward or sale, they ignore the real ones, and your messages get less response.

$2.18bn

reported lost to scams in Australia in 2025, up 7.8% on the year before

Source: National Anti-Scam Centre, March 2026

Campaigns

Scams come in waves.

When one scam site comes down, the people behind it are already launching the next. They register domains in batches, reuse the same pages and send people through the same checkout. Linking them means the whole campaign can be pursued at once.

  • The same page template, images and wording
  • The same checkout, payment or redirect setup
  • Domains registered in batches on cheap endings
  • The same ads, short links or messages pointing to them
Explore threat intelligence →
Scam sites by month, H1 2026Our data
2.5×more in June than the monthly average before it
81%not on .com
1campaign view, pursued together

Use case

How teams use Unphish to stop scams.

Scams using your name land on several desks at once. Unphish finds the sites, ads and accounts, proves they're scams and gets them taken down, so no one has to chase hosts, registrars and platforms.

Fraud and risk

Fewer customers paying scammers.

We take scam sites down before more customers enter card details or pay fees.

Customer support

Fewer "I paid but nothing came" calls.

We flag live scams early, so agents know what customers have seen.

Marketing and loyalty

Offers customers believe are real.

We find and remove fake rewards, giveaways and sales that use your programmes.

Legal and compliance

A clear record of what was done.

We keep the evidence and status of every case, ready to share with regulators and partners.

In practice

A fake rewards site starts offering gift cards for your loyalty points.

What Unphish doesWhat your team sees
  1. 01
    Spotted

    A new domain, solsticepay-rewards.top, goes live with your logo and a points offer. It's picked up and scored.

    Sees an alert in the Threat Feed.

  2. 02
    Checked

    An analyst confirms it's a scam and captures screenshots, the checkout flow, hosting and registration details.

    Gets the evidence pack and approves enforcement in one click.

  3. 03
    Taken down

    Evidence-backed reports go to the host, the registrar and any platform running its ads, escalated until it's offline.

    Follows live status in the Enforcement Centre. No emails to send.

  4. 04
    Linked

    Sites using the same template, checkout or hosting are grouped into one campaign and taken down together.

    Follows the whole campaign behind dozens of sites.

  5. 05
    Reported

    Removal is verified and new lookalikes are watched for as the next wave arrives.

    Gets reporting for fraud, marketing and leadership.

Case study · Airline group

99%

of the fake rewards and gift card sites targeting the airline's members were confirmed taken down between January and June 2026.

They offered gift cards and flights in exchange for points, usually with a deadline and a small fee. When a bigger wave arrived in June, the new sites were picked up and pursued the same way.

See Scam Protection →
75%
Used the airline's nameIn the web address itself, with words like rewards, points or shop added.
53%
Offered gift cardsThe most common prize, used to make a small fee feel worth paying.
39%
Opened only on phonesBuilt to hide from desktop checks, which makes them harder to spot and report.

Client name withheld to protect confidentiality.

Jargon, decoded

The scam terms worth knowing.

The words fraud and security teams use, in plain English.

Advance-fee scam
Asking for a small payment up front to release a bigger prize, refund, loan or job that never comes.
"$1.95 shipping"
Gift card scam
Offering a gift card as bait, or asking to be paid in gift cards because they're quick to spend and hard to trace.
"$500 gift card"
Subscription trap
A tiny one-off charge that quietly signs the card up to repeat payments in the small print.
$1.95, then $89 a month
Fake shop
An online store using a real brand's name and photos to sell goods that are fake or never arrive.
solsticepay-store.shop
Investment scam
Promising high, guaranteed returns through a fake platform, token or chat group, then blocking withdrawals.
"3% a day"
Task scam
A fake job that pays for simple online tasks at first, then asks workers to pay in to keep earning.
"top up to unlock tasks"
Cloaking
Showing checkers and ad reviewers a harmless page while real visitors, often on phones, see the scam.
phone-only page
Recovery scam
A second scam aimed at people who were already scammed, offering to get their money back for a fee.
"we can reverse it for $99"

Warning signs

How to spot a scam using a brand's name.

A real-looking example

S
Solstice Pay Rewardssolsticepay-rewards.top/claim1Offer ends in 02:59:412

Only 3 gift cards left today3

Congratulations Sam! Swap 84,000 points for a $500 gift card.4

Your card is ready to send. Just pay $1.95 shipping.5

Enter your card number, expiry and security code to continue.6

  1. 1
    An address that isn't the brand'sThe brand name with extra words, on an ending like .top, .shop or .cc.
  2. 2
    A countdownTimers and same-day deadlines are there to stop people checking.
  3. 3
    Scarcity"Only 3 left" or "first 100 customers" turns it into a race.
  4. 4
    A prize that's too generousFar more than the points, purchase or survey is worth.
  5. 5
    A small feeShipping, processing or verification fees are how the card gets charged.
  6. 6
    Card details for a free giftA real reward doesn't need a full card number, expiry and security code.

Checklist for your team

Found a scam using your brand? Here's what to do.

Scam sites are often replaced quickly once they're noticed, so the first few steps matter most.

0 of 5 done

Tap each step to tick it off.

If a customer lost money, they can report it

Want us to handle it? Request a takedown →

For your customers

Give your customers a head start.

Two short notes you can adapt for your website, app, emails or support replies. One helps customers spot a fake offer. The other tells them what to do if they've already paid.

The copied version leaves blanks for your brand name and official details.

Solstice PayStaying safe

How to spot a fake Solstice Pay offer

  • Our offers are only on solsticepay.com or in our app. Check the address before you enter anything.
  • We never charge a fee to release a reward, refund or prize.
  • Points don't expire with a few hours' notice. Deadlines like that are a red flag.
  • We'll never ask for your card details to send you a gift.
  • Not sure? Open the app or type our address yourself instead of tapping a link.

Seen a fake offer? Report it at solsticepay.com/report

Example
Solstice PayHelp centre

Paid a site pretending to be us?

  1. Call your bank on the number on your card to stop the card and dispute the charge.
  2. Watch your statements for repeat charges, even small ones.
  3. Change your password if you entered it, and anywhere else you use it.
  4. Report the site to us at solsticepay.com/report.
  5. Ignore offers to get your money back. They're usually a second scam.

We'll never ask you to pay a fee to receive a refund.

Example

How Unphish stops it

Get the scam taken down.

Unphish finds the scam sites, shops, ads and accounts using your name, proves they're scams and gets them removed by the host, registrar or platform. Then we keep watching for the next one.

  • Every case checked by an analyst before a report is sent
  • Escalated through hosts, registrars and platforms until it's removed
  • Sites from the same campaign found and removed together
Case · Fake rewards siteExample
solsticepay-rewards.top/claim

Claim your $500 gift card

84,000 points selected · Offer ends in 02:59:41

To receive your cardPay $1.95 shipping
Taken down
  1. DetectedNew domain using the brand and a points offer
  2. Evidence capturedPages, checkout flow, hosting and registration
  3. Confirmed by an analystAdvance-fee scam collecting card details
  4. Reported to host and registrarEvidence-backed abuse reports
  5. Linked sites foundSame template on three more domains, reported too
  6. Removed and watchedRemoval verified, new lookalikes monitored

FAQ

Scam questions, answered.

What is a scam?

A scam is a trick that gets people to hand over money or personal details for something that doesn't exist, such as a reward, refund, bargain, job or investment return. Many scams use a well-known brand's name, logo and offers to look genuine.

What's the difference between a scam and phishing?

Phishing copies a sign-in page or message to steal logins and codes. Scams sell a story, like a prize, a sale or a refund, so people pay or hand over card details willingly. Many campaigns mix the two.

What are the most common scams using a brand's name?

In the scam cases we handled in the first half of 2026, about two thirds offered points, rewards or gift cards, and about a fifth were fake shops. Investment, betting bonus and job scams made up most of the rest.

How can I tell if an offer is a scam?

Check that the web address is the brand's own domain. Be wary of countdowns, prizes that seem too generous, small fees to release a reward and requests for full card details. If in doubt, open the brand's app or type its address yourself and look for the offer there.

Can scam websites be taken down?

Yes. Hosting providers, registrars and platforms act on scams when they're given clear evidence. How long it takes depends on the provider and the case. In the first half of 2026, 98% of the scam sites we pursued were confirmed taken down.

What should we do if we find a scam using our brand?

Don't interact with it. Save screenshots, the full links and whatever led people there, then report it to the host and registrar, or request a takedown and our team will check it and handle the reports. Tell customers which offers are really yours, and look for others, because scams usually launch in batches.

How can organizations protect customers from scams?

You can't stop people copying a public brand, but you can make scams short-lived. Watch new domains, ads, social platforms and app stores for your name, remove what's malicious quickly, and tell customers clearly where your real offers live.

Keep exploring

Try it

Real offer or scam?

Five offers that say they're from Solstice Pay, our example brand. Its official website is solsticepay.com and its offers also appear in the Solstice Pay app. Which would you trust?

The quickest check: open the brand's own app or type its website yourself, and look for the offer there. If it isn't there, treat it as a scam.

Found a scam using your brand?

Send us the link and our team will check it and talk you through taking it down. Or book a demo to see how we find them first.