Smishing and vishing

Types of smishing and vishing, and how to spot them.

Smishing is phishing by text message, vishing is phishing by phone call, and quishing hides the link in a QR code. Here's what they look like, how they work together and how organisations get the sites and fake numbers behind them taken down.

Anatomy of a smishing textExample
SSolsticePay1

YesterdayYour Solstice Pay code is 482 910. Don't share it with anyone.

Today 7:14 amUnusual sign-in detected. Your account is on hold.2 Verify now at solsticepay-verify.help/au3 or call our fraud team on 1800 431 2074

  1. 1
    A borrowed sender nameSender names can be spoofed, so a fake can land in the same thread as real texts.
  2. 2
    A problem to fixA hold, a block or a missed payment. Fear makes people act first.
  3. 3
    Not the brand's addressThe real site is solsticepay.com. This one only opens properly on a phone.
  4. 4
    A number to call backIt goes to the scammer. This is where smishing turns into vishing.

Tap a numbered part of the text to see what it means.

What are smishing and vishing?

Phishing by text, call and QR code.

Smishing uses text messages, vishing uses phone calls and quishing hides a malicious link inside a QR code. They often work together: a text tells someone to call a number, or a caller sends a link while they're still on the line. Each one borrows a trusted name so people act before they check.

SolsticePayUnusual sign-in detected. Your account is on hold.
Sent to thousands at once
01

Lure

A text arrives in a name people know.

Bulk texts go out using a brand's name, often at the same time real texts are expected: after a purchase, a login or a delivery.

Linksolsticepay-verify.help/au
Call1800 431 207
QRScan to pay your parking
02

Route

A link, a number or a QR code.

The message sends people to a site built only for phones, or to a number that rings straight through to the scammer.

Incoming callSolstice Pay Fraud TeamStay on the line, your account is at risk
03

Pressure

Someone talks them through it.

A calm, scripted caller says they're protecting the account. They know enough details to sound real and keep the customer on the line.

Code read out: 482 910"Just to confirm it's you"
New device addedPayee changed · Transfer sent
04

Take

Codes, logins and money go.

One-time codes are read out, app approvals tapped or money moved to a "safe account". Then the number and site change for the next wave.

Types of smishing and vishing

Eight ways a phone gets used against your customers.

Texts, calls and QR codes often work as one campaign. A text leads to a fake site or a fake number, and a caller finishes the job. Pick one to see how it works.

SolsticePay

Unusual sign-in detected from a new device. If this wasn't you, secure your account: solsticepay-secure.help

Account alert texts

Texts that say an account is locked, on hold or under attack, with a link to "secure" it.

How it works: the link opens a copy of the sign-in page, often built to work only on phones so it's harder to check from a computer. Logins and one-time codes typed in are used straight away on the real account.

Watch forLocked or on holdLinks in security textsAsks for a code
Phishing Protection →

Solstice Pay Rewards

Your 84,000 points expire tonight. Redeem for a $500 gift card: solsticepay-rewards.top

Refund of $129.40 pending. Confirm your card to receive it.

Rewards and refund texts

Texts offering points, prizes or refunds that only need a quick confirmation.

How it works: good news lowers people's guard. The link asks for a login, card details or a small fee to "release" the reward or refund, and the details are used or sold on.

Watch forPoints expiring tonightRefunds you didn't expectCard details to receive money
Scam Protection →

Solstice Pay

Your card delivery failed. Pay $1.99 to rebook: solsticepay-card.delivery

Payment of $849.00 to Lumen Tech is pending. Reply NO or call 1800 431 207 to cancel.

Delivery and payment texts

Texts about a card, parcel or payment that needs attention, using a brand people are expecting to hear from.

How it works: a tiny fee collects card details, or a fake large payment pushes people to call or reply to cancel it. Either way, they end up giving details to the scammer.

Watch forSmall rebooking feesPayments you didn't makeReply or call to cancel
Phishing Protection →
Incoming callSolstice Pay Fraud Team+61 2 9000 ****

"We've stopped a suspicious payment. To protect your money we'll move it to a safe account while we investigate."

Fake fraud team calls

Calls from people posing as a bank, payment provider or retailer's fraud team.

How it works: caller ID can be faked to show a real number. The caller already knows some details, warns of a threat and then asks for a code, an app approval, remote access or a transfer to a "safe account".

Watch forSafe accountsRead me the codeInstall this app
Phishing Protection →
solstice pay customer service number
PDFSolstice Pay Customer Service Number 24/7 Australiaevents.example.org › uploads › solstice-help.pdf
Contact us | Solstice Paysolsticepay.com

Fake support numbers

Phone numbers posted online as a brand's customer service line, which ring through to scammers.

How it works: the numbers are planted in PDFs uploaded to trusted websites, in text pastes, ads and social posts, so they show up when people search for help. Callers are then asked for logins, card details or remote access.

Watch forNumbers in PDFsNumbers on other sites24/7 support claims
Scam Protection →

Solstice Pay

Your annual membership of $399.00 will renew today. To cancel, call our billing team on 1800 431 207.

Callback scams

Texts and emails with no link at all, just a number to call about a charge, renewal or problem.

How it works: leaving the link out helps the message get past filters. The person calls the number themselves, so they trust the conversation more, and the "agent" walks them through refunds, remote access or a payment.

Watch forRenewals you didn't sign up forCall to cancelNo link, just a number
Phishing Protection →

Scan to pay for parking

Sticker placed over the real code

QR code phishing (quishing)

QR codes that open a fake payment, parking, login or reward page instead of the real one.

How it works: the code hides the web address until it's scanned, and phones open it straight away. Codes turn up on stickers over real ones, in emails that skip link filters, and on letters and posters.

Watch forStickers over codesQR codes in emailsPayment pages after scanning
Phishing Protection →
S
Solstice Pay SupportWhatsApp · not in your contacts
Hi, we tried to call about your refund. Please send a photo of your card and the code we just texted so we can process it.

Chat app impersonation

WhatsApp, Telegram and other chat accounts that use a brand's name and logo to message customers.

How it works: the account follows up a text or call, or reaches out after a public complaint. It feels personal and private, and asks for codes, card photos or a payment.

Watch forNot in your contactsCard photosCodes in chat
Social Media Protection →

In the data

What smishing and vishing look like right now.

Patterns from the phone-only phishing sites and fake support numbers we handled for our clients in the first half of 2026.

98%

of the phone-only phishing sites we pursued, the kind texts link to, were confirmed taken down

90%

of those sites weren't on .com

92%

of the fake support numbers we pursued were removed from the pages carrying them

67%

of fake numbers were hidden in PDFs and text pastes on other websites

Where phone-only phishing sites were hosted

  • .topsolsticepay-verify.top39%
  • .comsolsticepay-secure.com10%
  • .ccsolsticepay-au.cc8%
  • Dozens of other endings.shop .click .info .help43%

These sites only load properly on a phone. Opened on a computer, many show a blank page or redirect elsewhere, which makes them harder to check and report.

Source: Unphish cases opened January to June 2026, covering phishing sites built for mobile browsers and fake customer service numbers. Example names are illustrative. Figures are rounded.

Why texts and calls work

A phone feels personal. That's the point.

Texts land next to real messages from friends and family, and a voice on the line feels like help. Scammers use that trust, and your brand's name, to get past the checks people make on email.

01

Codes get read out

A caller who sounds like your fraud team can get a one-time code or app approval in seconds, and use it on the real account.

02

Real calls get ignored

When fakes copy your fraud team's script, customers start hanging up on the genuine calls and texts you send.

03

Your support line gets the fallout

Customers who lost money call your real team, and fake numbers in search results send others away from it.

$72.5m

reported lost to scams that started with a phone call in Australia in 2025, plus $18m from scams that started with a text

Source: Scamwatch, NASC Targeting Scams report, 2026

Fake numbers

Fake support lines hide in plain sight.

Vishing doesn't always start with a call. Scammers plant fake customer service numbers where people search for help, then wait for them to ring. One number is usually posted in many places, so they need to be found and removed together.

  • PDFs uploaded to trusted websites and event pages
  • Text pastes on public paste sites
  • Ads and posts claiming 24/7 support
  • Comments and replies under real posts
Explore threat intelligence →
One fake number, many placesExample
Posing as Solstice Pay support1800 431 207
  • PDF
    Solstice Pay Customer Service 24/7events.example.org/uploads/help.pdf
    Removed
  • PDF
    Call Solstice Pay Australia nowcommunity.example.org/files/sp.pdf
    Removed
  • Paste
    Solstice Pay helpline numberpaste.example.com/v5E3
    Removed
  • Post
    "Call this number, they fixed mine"Reply under a complaint
    Reported
67%of fake numbers hidden in PDFs and pastes
92%removed from the pages carrying them
1campaign view, pursued together

Use case

How teams use Unphish to stop smishing and vishing.

Fake texts and calls land on several desks at once. Unphish finds the sites the texts link to and the fake numbers people are told to call, proves they're malicious and gets them removed, so no one has to chase hosts, registrars and platforms.

Fraud and risk

Fewer codes read out to fake callers.

We take down the sites and fake numbers behind the texts and calls, so fewer customers reach them.

Customer support

Customers who reach the real support line.

We remove fake support numbers from documents, pastes, ads and posts that show up in search.

Security

Campaigns caught before the texts go out.

We watch for new lookalike domains and phone-only sites that are being set up to receive the traffic.

Marketing and comms

Texts and calls customers still trust.

We flag fakes copying your messages early, so you can warn customers with the right details.

In practice

Customers start getting texts telling them to call your "fraud team".

What Unphish doesWhat your team sees
  1. 01
    Spotted

    A phone-only site, solsticepay-verify.help, and a fake fraud line in an uploaded PDF are picked up and scored.

    Sees alerts in the Threat Feed.

  2. 02
    Checked

    An analyst confirms the site copies your sign-in and the number isn't yours, and captures screenshots, hosting and registration details.

    Gets the evidence pack and approves enforcement in one click.

  3. 03
    Taken down

    Reports go to the host, the registrar and the websites carrying the fake number, escalated until they're removed.

    Follows live status in the Enforcement Centre. No emails to send.

  4. 04
    Linked

    Sites and numbers that share the same wording, kit or hosting are grouped into one campaign and pursued together.

    Follows the whole campaign behind dozens of sites and posts.

  5. 05
    Reported

    Removal is verified and new lookalike sites and numbers are watched for as the next wave arrives.

    Gets reporting for fraud, support and leadership.

Case study · Airline group

96%

of the fake customer service numbers posing as the airline were removed between January and June 2026.

The numbers were planted where travellers search for help, so a call to change a booking went straight to a scammer. They were found, linked and removed from the pages carrying them.

See Phishing Protection →
72%
Hidden in PDFsUploaded to other websites so they'd appear in search results for the airline's support line.
49%
On other organisations' sitesEvent pages, community groups and feedback forms with good reputations in search.
55%
Arrived in one waveMost were posted in a single February burst and pursued together as one campaign.

Client name withheld to protect confidentiality.

Jargon, decoded

The smishing and vishing terms worth knowing.

The words fraud and security teams use, in plain English.

Smishing
Phishing by text message: a fake alert or offer with a link to a site that steals details.
"Your account is on hold"
Vishing
Phishing by phone call, where a caller poses as a trusted organisation to get codes, logins or money.
"This is your fraud team"
Quishing
Phishing through a QR code that opens a fake page when it's scanned.
sticker over a parking code
Sender ID spoofing
Sending a text under a brand's name so it can land in the same thread as real messages.
from "SolsticePay"
Caller ID spoofing
Faking the number that shows on screen, so a call appears to come from a real company.
a real bank's number
Callback scam
A text or email with no link, just a number to call about a charge or renewal.
"call to cancel"
Safe account scam
A caller says the money is at risk and talks the person into moving it to an account the scammer controls.
"we'll protect your funds"
Fake support number
A phone number posted online as a brand's helpline that rings through to scammers.
a number inside a PDF

Warning signs

How to spot a fake text or call.

A real-looking example

S
Solstice Payfrom +44 7700 9004121Your account will be closed today2

Ref: SP-AU-48213-FRAUD3

Verify your identity at solsticepay-au.help4

Or call our fraud line on 1800 431 207.5

Have your one-time code ready when we call you back.6

  1. 1
    A personal mobile numberReal alerts usually come from the brand's name or a short code, not a mobile number from overseas.
  2. 2
    A deadline todayClosures and holds with no time to check are there to rush people.
  3. 3
    An official-looking referenceCase numbers and codes are easy to make up and make a message feel real.
  4. 4
    A link that isn't the brand'sThe brand name with extra words, on an ending like .help or .top.
  5. 5
    A number you didn't look upOnly call numbers from the card, statement or the brand's own app.
  6. 6
    Asks for a one-time codeNo real team needs the code. It's the key to the account.

Checklist for your team

Fake texts or calls using your brand? Here's what to do.

Campaigns move quickly to new links and numbers, so the first few steps matter most.

0 of 5 done

Tap each step to tick it off.

If a customer lost money, they can report it

Want us to handle it? Request a takedown →

For your customers

Give your customers a head start.

Two short notes you can adapt for your website, app, emails or support replies. One helps customers spot a fake text or call. The other tells them what to do if they've already replied.

The copied version leaves blanks for your brand name and official details.

Solstice PayStaying safe

How to spot a fake Solstice Pay text or call

  • We'll never ask for your one-time code, password or PIN by text or phone.
  • We won't text you a number to call to stop a payment. Use the number on your card.
  • We'll never ask you to move money to a "safe account" or install an app for us.
  • Our only website is solsticepay.com. Check the address before you enter anything.
  • Not sure? Hang up and call us back on the number in our app.

Got a suspicious text? Forward it to us at solsticepay.com/report

Example
Solstice PayHelp centre

Replied to a fake text or call?

  1. Stop replying and don't call the number back.
  2. Call us on the number in our app or on your card, and tell us what happened.
  3. Change your password if you shared it, and anywhere else you use it.
  4. Call your bank if you shared card details or moved money.
  5. Delete any app the caller asked you to install.

We'll never ask for your one-time code.

Example

How Unphish stops it

Get the fakes taken down.

Unphish finds the sites your customers are texted, the fake numbers they're told to call and the pages carrying them, proves they're malicious and gets them removed. Then we keep watching for the next wave.

  • Every case checked by an analyst before a report is sent
  • Escalated through hosts, registrars and site owners until it's removed
  • Sites and numbers from the same campaign found and removed together
Case · Fake fraud lineExample
events.example.org/uploads/solstice-help.pdf

Solstice Pay Customer Service 24/7

PDF document · Australia

Fraud and account help, call now1800 431 207
Removed
  1. DetectedA fake fraud line in a PDF on another website
  2. Evidence capturedDocument, page, number and search listing
  3. Confirmed by an analystNumber isn't the brand's, used to take codes
  4. Reported to the site and hostEvidence-backed removal requests
  5. Linked posts foundSame number in three pastes, reported too
  6. Removed and watchedRemoval verified, new posts monitored

FAQ

Smishing and vishing questions, answered.

What are smishing and vishing?

Smishing is phishing by text message: a fake alert or offer with a link to a site that steals logins, codes or card details. Vishing is phishing by phone call: someone pretends to be a bank, airline, retailer or government agency to get the same information by talking. Both usually borrow a trusted brand's name.

What is quishing?

Quishing is phishing through a QR code. The code hides the web address until it's scanned, then opens a fake payment, parking, login or reward page. QR codes turn up on stickers placed over real ones, in emails, on letters and on posters.

Why do scam texts appear in the same thread as real messages?

Many texts are sent with a name instead of a number, and that name can be spoofed. If a scammer uses the same sender name as a real brand, the phone may group the fake message with genuine ones. Being in the same thread isn't proof a message is real.

How can I tell if a call is really from my bank or provider?

Hang up and call back on the number on your card, statement or the provider's own website. Real organisations won't ask you to read out a one-time code, approve a login, move money to a "safe account" or install a remote access app. Caller ID can be faked, so a familiar number isn't proof.

Can fake numbers and smishing sites be taken down?

Yes. The sites that texts link to can be reported to hosts and registrars, and fake numbers can be removed from the pages, documents, ads and posts that carry them. How long it takes depends on the provider and the case. In the first half of 2026, 98% of the phone-only phishing sites and 92% of the fake support numbers we pursued were confirmed removed.

What should we do if customers are getting fake texts or calls in our name?

Collect screenshots of the texts, the links and any numbers being used, then report the sites and numbers, or request a takedown and our team will check them and handle the reports. Warn customers about what the messages look like, remind them how you really contact them, and brief your support team.

How can organisations reduce smishing and vishing?

Tell customers clearly what you will and won't ask for by text or phone, keep links out of your own texts where you can, and watch for lookalike domains, phone-only sites and fake support numbers using your name so they can be removed quickly.

Keep exploring

Try it

Real or fake?

Five texts, calls and codes that say they're from Solstice Pay, our example brand. Its website is solsticepay.com and its texts come from the name SolsticePay. Which would you trust?

The quickest check: never use a link or number from the message itself. Open the brand's app or call the number on your card instead.

Found a fake text, number or site using your brand?

Send us the link and our team will check it and talk you through taking it down. Or book a demo to see how we find them first.